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Ua hoʻokuʻu ka Federal Reserve i kēia lā i ka ʻikepili hoʻoili waiwai no ka hapaha mua o 2021. Hōʻike kēia i ka maikaʻi o ke kulekele kālā a ka Fed i ka hoʻonui ʻana i ka ʻokoʻa nui ma waena o ka waiwai a me ka ʻilihune i ʻike ʻole ʻia ma ʻAmelika Hui Pū ʻIa.Hoʻopili ka ʻikepili a Fed i ka 1%, ka 9% aʻe, ka 40% aʻe, a me ka 50% o ka waiwai o ka home.ʻO ka lalo o 50%-hapalua o ka heluna kanaka US-he ʻilihune, a ʻaʻole lākou i kākau inoa ʻia ma kaʻu "waiwai-per-home monitor" no ka mea ʻaʻole lawa kā lākou kālā.
ʻO 1% o ka 126 miliona mau ʻohana US (ʻo ia hoʻi, 1.26 miliona mau hale) ka poʻe pōmaikaʻi nui o nā hana a ka Fed.I ka hopena o ka hapaha mua, ʻo kā lākou waiwai nui he US $ 41.5 trillion, me ka awelika o US $ 32.9 miliona no kēlā me kēia hale.I nā mahina he 12 i hala iho nei, ua hoʻonui ʻia ka waiwai o kēlā me kēia ʻohana i $7.9 miliona.
ʻO ka "9% aʻe" o nā ʻohana waiwai loa me ka waiwai awelika o US $ 4.3 miliona ua hoʻonui ʻia e US $ 708,000 i kēlā me kēia hale i 12 mahina."ʻO ka 40% e hiki mai ana" he awelika waiwai o US $ 725,000 no ka hale a me ka waiwai o US $ 98,000.
Aia ma luna o ka papa inoa nā ʻohana ʻAmelika waiwai loa he 30.Mai Bezos a Icahn, ʻo Musk ka lua.Wahi a ka Bloomberg Billionaires Index, ʻo ka nui o ka waiwai o kēia mau ʻohana 30 he US$2.0 trillion, a ʻo ka awelika waiwai o kēlā me kēia ʻohana he US $67 biliona.ʻO lākou nā mea lanakila loa o ke kulekele kālā a ka Fed.
ʻAʻohe kumu kūʻai o ka 50% lalo.He hapa uuku wale no o lakou ka waiwai paa, a he uuku loa ko lakou waiwai ma ka waiwai paa.Akā he nui kā lākou ʻaiʻē.ʻAʻole wale ka lalo o 50% ʻaʻole i kāpae ʻia e ka hopena waiwai o ka Fed - pono lākou e uku no ia ma ke kumukūʻai kiʻekiʻe.
ʻO ka awelika waiwai o kēlā me kēia ʻohana he US $42,000, ʻo ia hoʻi nā waiwai paʻa e like me nā kaʻa, TV, nā mīkini holoi a me nā kelepona paʻa.I nā mahina he 12 i hala iho nei, ua hoʻonui wale ʻia ko lākou waiwai i $10,000, ʻo ka hapa nui o ia mau mea ʻaʻole mai ka Federal Reserve, akā mai nā kālā hoʻouluulu a ke aupuni.Mālama lākou, uku i nā kāleka hōʻaiʻē a hoʻohana paha iā lākou no nā waiwai paʻa.
Ma ka lalo 50%, aia kekahi ʻokoʻa nui.Loaʻa paha i nā ʻohana kiʻekiʻe kekahi hale maʻamau, a hiki ʻole iā lākou ke uku i kahi moraki nui, kahi liʻiliʻi 401k, me kahi kaʻa nani a me nā waiwai paʻa ʻē aʻe, hoʻemi ʻia nā hōʻaiʻē kaʻa, nā hōʻaiʻē haumāna, a me ka aie kāleka hōʻaiʻē.ʻO ia ka poʻe laki ma lalo o 50%.Akā, ua komo pū kēia māhele i ka poʻe ʻilihune o ka poʻe ʻilihune.
Hōʻike ka pakuhi ma lalo i ka waiwai o ka lalo 50% (laina ʻulaʻula) ma lalo o ka "next 40%" (laina ʻōmaʻomaʻo).ʻO ka "waiwai" o ka lalo 50% ua hoʻonui wale ʻia e $ 14,000 i nā makahiki 20, me ka nānā ʻole i ka hoʻonui ʻana, kahi $ 10,600 i loaʻa i nā mahina 12 i hala, mahalo i nā uku hoʻoulu.
ʻO ka 50% lalo o ka "waiwai" he $122,500 i loko o nā waiwai me ka $81,000 i ka aie.ʻO ka ʻaiʻē moraki ka hapa nui loa o ka ʻaiʻē, akā ʻoi aku ka ʻaiʻē o nā mea kūʻai aku - ka aie kāleka hōʻaiʻē, nā hōʻaiʻē kaʻa, a me nā hōʻaiʻē haumāna - ʻoi aku ka nui o ka aie moraki ma 2018:
ʻO ka waiwai paʻa ma lalo o 50% ka waiwai nui loa, ma ka $ 61,500 no kēlā me kēia hale (ʻo ka laina ʻeleʻele ma ke kiʻi ma lalo), ʻo ka hōʻaiʻē moraki he $39,000, a ʻo ka home equity he $22,500.'O ia ho'i, he li'ili'i nā 'ohana ma lalo o 50% ka waiwai pono'ī.Ma ka awelika, ʻo ka loaʻa kālā o kēia mau ʻohana he $3,000.
Ke hoʻonui ke kulekele waiwai waiwai a Fed i ka mākeke waiwai, ʻaʻole e pōmaikaʻi ka hapa nui o ka poʻe ma lalo o 50% no ka mea ʻaʻohe o lākou hale.Akā ke uku nei lākou no ka hopena waiwai no ka mea ke piʻi nei kā lākou kumukūʻai, me nā hoʻolimalima.
ʻO nā waiwai paʻa ka lua o ka māhele nui loa ma waena o ka 50% o ka hui haʻahaʻa loa, ma US $24,000 no kēlā me kēia hale, e like me nā kaʻa, nā mea uila a me nā kelepona paʻa (laina ʻōmaʻomaʻo).I nā mahina he 12 i hala iho nei, ua hoʻohana nā kānaka i nā kōkua aupuni e kūʻai i nā kaʻa, a ua hoʻonui ʻia e 2,500 Dālā a me nā mea ʻē aʻe.
ʻO nā kumukūʻai a me nā kālā hui ka ʻāpana liʻiliʻi loa o nā waiwai, me $1,356 wale nō no kēlā me kēia ʻohana (laina ʻulaʻula).ʻAʻole hiki i ka 50% lalo ke pōmaikaʻi mai ka hoʻoikaika ʻana o ka Fed e hoʻokau i ka mākeke kūʻai kiʻekiʻe.Mālama ʻia kēia no ka 10% kiʻekiʻe:
ʻO ke aʻo ʻana o ka "hopena waiwai" - hoʻolilo i ka poʻe waiwai, hoʻokuʻu iā lākou e hoʻolilo i ke kālā liʻiliʻi, ʻo ke ʻano hope loa o ka waiwai hoʻokele waiwai - ua lōʻihi ke kumu kūhelu o ke kulekele kālā a ka Federal Reserve a ua ʻike ʻia ma nā Federal Reserves. .Me ka pepa a Janet Yellen i kona noho lunahoomalu ana o ka Pananako Federal Reserve o Kapalakiko.I ka makahiki 2010, ua wehewehe ʻo Ben Bernanke, ka luna o ka Federal Reserve i kēia manaʻo i ka poʻe ʻAmelika ma kahi hoʻoponopono ma ka Washington Post.I Malaki 2020, ua koho naʻauao ʻo Federal Reserve Chairman Jerome Powell (Jerome Powell) ʻaʻole e hoʻohana i ka huaʻōlelo "wealth effect", akā ua hāʻawi ʻo ia i kāna huaʻōlelo ponoʻī, e hoʻonui ana i ka hopena waiwai i ka pae kupaianaha loa, e like me ʻoe ʻO ka laina ʻōmaʻomaʻo i loko. hōʻike ka kiʻi i ka pakuhi mua.
Ke ulu nei ka heluna kanaka o ʻAmelika no nā makahiki he nui.Wahi a ka Census Bureau, aia he 126 miliona mau hale ma ʻAmelika Hui Pū ʻIa i ka hapaha mua, mai ka 105 miliona mau hale ma 2000. Ma ka wehewehe ʻana, ua ulu nā ʻāpana āpau i kēia mau makahiki 20.No laila ʻae, i loko o nā makahiki, 1% o nā hale i hoʻohui i 210,000 mau hale, Halelujah.Akā ʻo ka 50% lalo - ua hoʻohui ka poʻe ʻilihune i 10.5 miliona mau hale.
I nā mahina 12 i pau i ka hapaha mua, ua hoʻonui ʻia ka waiwai o 1% o nā hale e $ 7.9 miliona.Ua hoʻonui ʻia ka waiwai o ka 50% lalo e $10,600.Ua hoʻonui ʻia ka ʻāpana waiwai ma waena o lākou e US $ 7.9 biliona.
I nā makahiki he 30 i hala iho nei, ua hoʻonui ʻia ka ʻokoʻa waiwai ma waena o ka 1% a me ka 50% lalo i ʻeono manawa, mai 5 miliona US kālā no kēlā me kēia hale i ka makahiki 1990 a kokoke i 33 miliona mau kālā ʻAmelika i kēia manawa, kahi hapa nui o ia mau mea i ka 12 i hala. mahina.Mahalo i nā kulekele luhi o ka Federal Reserve:
He hopena weliweli kēia akā ua ʻae loa ʻia i ke kulekele kālā a ka Federal Reserve.ʻAʻole ʻae ʻia kekahi e nīnau.Ua ʻae ʻia no ka mea ʻo ka 10% kiʻekiʻe e like me kēia, me nā lālā o ka ʻAhaʻōlelo, hiki iā lākou ke hana maoli i kekahi mea e pili ana iā ia, a no ka mea ʻaʻole ʻike ka 50% o lalo, a ʻaʻole maopopo i ka mea a ka Fed i hana ai iā lākou. a ke hoʻoikaika nei i ke ola ʻana i ka moeʻuhane o kēia hakahaka.
Makemake e heluhelu WOLF STREET a makemake e kākoʻo iā ia?E hoʻohana i kahi hoʻolaha hoʻolaha - maopopo wau i ke kumu - akā makemake wau e kākoʻo i ka pūnaewele?Hiki iā ʻoe ke hāʻawi.Mahalo wau.Kaomi ma ka pia a me ke kīʻaha kī hau e aʻo pehea e:
"He hōʻike kēia ua hoʻopunipuni ʻia ka pāʻani.ʻOiai inā hana ʻoe i 26 mau hola i ka lā a ʻai wale i ka ramen a me ka wai, ʻaʻole hiki iā ʻoe ke hoʻokokoke i kēia hoʻonui i ka waiwai pilikino.
Ua hoʻopau ka Fed i ka hiki o ka poʻe ke hoʻokō i kekahi ʻano paʻa kālā ma o ka hoʻopakele ʻana iā lākou iho… ʻo ia ka hana mua.Ke hoʻi nei ka mālama ʻana i hope, e hoʻomaka ana i ka makahiki 2009… He ʻakaʻaka kēia!Ua pau ka hoahu.He ʻuʻuku loa ka hiki ke loaʻa ka hale mua.Ke hoʻokomo nei i nā kumu kūʻai kūpono… Ua kuhi hewa ka Fed i nā mea āpau a lākou i hoʻopā ai…
Ma ka mōʻaukala, ʻoi aku ka nui o ka ukupanee i kēia manawa ma ka mōʻaukala ma luna o 5%, no ka mea, ʻike kekahi mea hoʻopukapuka hemi-brained a i ʻole mea mālama kālā i ka wā lōʻihi, pono ʻo ia e lanakila i ka helu hoʻonui makahiki e alakaʻi maoli ai.Ke ʻae ʻia kahi keʻena aupuni kipi e hoʻonohonoho i ka uku panee ma lalo o ka helu inflation maoli, e hoʻohui i ka liʻiliʻi o 30% i ka CPI i hōʻike ʻia e hoʻokokoke i kēia wahi, a e ʻike ʻia nā ʻano hoʻololi like ʻole i ka hoʻokele waiwai o US.ʻokoʻa.
Ke nānā aku kekahi me ka moʻohelu kālā i nā ʻikepili a me nā pakuhi ma luna, ʻike ʻo ia i ka nāwaliwali o ka ʻikepili Federal Reserve mai ka hoʻomaka.ʻAʻole laka ʻia nā waiwai i kapa ʻia e like me ka waiwai paʻa a me nā kumulāʻau/boa i nā kumukūʻai, akā ʻokoʻa loa me ka ebb a me ke kahe o kā lākou mau mākeke.Ua ʻōlelo mau wau i ka wā e noʻonoʻo ai i nā waiwai ʻupena, pono e ʻoki ʻia kēia mau waiwai hoʻololi e hōʻike i ko lākou hiki ke neʻe i ka hema a me ka ʻākau.
Pēlā nō, ke emi nei nā kaʻa, nā mea uila, a me nā kelepona paʻa i ka waiwai, hiki ke kūʻai ʻia ma ke kumu kūʻai o kēia manawa ma mua o ke kumu kūʻai.
ʻAe, akā ma ka ʻaoʻao ʻaiʻē o ka hoʻohālikelike ʻupena, ʻo ka hui pū ʻana o ka moraki, ka hōʻaiʻē kaʻa, ka hōʻaiʻē pilikino, ka hōʻaiʻē haumāna, a me ka ʻaiʻē kāleka ʻaiʻē.ʻAʻole ia e hele aku, poina i ka bipi makeke nonsense o keia kuʻikahi aie hoʻokuʻu wale 'ike, i ka wā o ka waiwai 'aoʻao o ka hoohalike hoʻi i kona mōʻaukala awelika kumukūʻai appreciation rate (ma ka bear market paha, no ka mea, he crash).
Pohā mau ka ʻōhū.Ke pana ka naʻaupō hope i kāna kinipōpō ma Powell Casino, hoʻomaka nā mea pāʻani ʻē aʻe e kaomi i ke pihi "kūʻai" a holo wikiwiki i ka puka.ʻO Bitcoin a me nā Crypto-Cruds ʻē aʻe nā hiʻohiʻona maikaʻi o ka luhi mai ke kūʻai ʻana i nā kumukūʻai kiʻekiʻe.
Hiki i nā mea a pau me nā kālā he ʻumi ke kūʻai aku i nā komisina waiwai no ka manuahi.ʻOiai me 8% a i ʻole 10% ka loaʻa kālā makahiki, hiki ʻole i nā mea hoʻopukapuka polū ke hoʻomau i ka hoʻonui.No 50% o ka poʻe me ka waiwai ʻole, ʻokoʻa ka hoʻonui.Inā pāʻani ʻoe i ke kaulike ma kēia mākeke ikehu hou, a laila ke hana maikaʻi nei ʻoe iā ʻoe iho.ʻO ka ikehu hou ka hopena waiwai maoli o ka lehulehu, ʻo ia ka maikaʻi.Ke hoʻolaha nei ka Fed i ka capitalism i hiki ai i ʻAmelika Hui Pū ʻIa ke hoʻomau i ka huki ʻana i nā talena o ka honua.Inā ʻaʻole mākou e hoʻokuʻu i nā kālena Pākē i kēia manawa, a laila aia ka pilikia.A laila he kaua liʻiliʻi kā mākou, a laila ʻike ʻoe aia nā kānaka ʻepekema Kina maikaʻi loa i kā mākou hale hana.I ka manawa like, e hele ana ka poʻe waiwai paranoid i New Zealand a i Singapore, kahi e kākau ai lākou i nā leka peni ʻona i ko lākou ʻohana.Paʻa loa lākou e lilo ʻo ʻAmelika i Scandinavia.Ke lilo ʻoe i waiwai ma ʻAmelika Hui Pū ʻIa, ʻaʻohe mea e hoʻopilikia iā ʻoe.ʻAʻole lākou i ʻike he hiki ke hele i ka puka kaʻapuni i hoʻokahi ala wale nō, akā ʻike lākou ʻo ke aloha ʻāina e lawelawe i ka poʻe ʻilihune.A laila, lulu ka poʻe ʻilihune i kēlā me kēia manawa.
Astor, Vanderbilt, Morgan, Rockefeller, Carnegie, Frick, Fisk, Cook, Duke, Hearst, Mellon, e inoa i kekahi mau mea.
ʻO ka manawa wale nō aʻu e noʻonoʻo ai i ka poʻe waiwai e hoʻokau i ka ʻāina ma luna o ko lākou mau pono ponoʻī i ka wā o ka hoʻokumu ʻana.ʻO Wakinekona, Jefferson, Madison, Hancock, Adams, Franklin, a me nā mea ʻē aʻe he poʻe waiwai a pau e hoʻopilikia i ko lākou ola a me ka waiwai.
ʻAʻole i lōʻihi.Pono ka repubalika hou i ke kālā.Pono ia i nā mea hoʻopukapuka e kūʻai i kāna mau mea paʻa.Mahalo i nā hana a Hamilton, ua hoʻokipa ʻia ka ʻoihana kālā ʻAmelika e nā mea hoʻopukapuka haole.Akā, kahaha, kahaha, kahaha, e like me ka nui Gomelpel olelo pinepine, kanaka i hele mai i ka makeke mua, kanaka me ka waiwai nui loaʻa i ka waiwai, o ka oi aku ma ka Northeast.Aia ka makemake nui, a ʻo ka manaʻo ʻiʻo e pili ana i nā cronie waiwai.He ʻano hana ia e kākoʻo iā Aaron Burr.
I koʻu ʻike ʻana, ʻaʻohe o nā mamo o nā ʻohana āu i ʻōlelo ai he mau piliona.ʻAʻole ʻoe e ʻike i kekahi DuPont a i ʻole Ford ma ka papa inoa Forbes 400.ʻO ka ʻoiaʻiʻo, ʻo ka hapa nui o ka poʻe waiwai loa o ka ʻāina i kēia lā he ʻano maʻamau ma waena o ka papa waena, akā hoʻohana lākou i nā manawa kūpono.He ilihune loa kekahi.ʻO kekahi o kaʻu mau hoa papa kula ʻoihana e ʻaʻahu i nā ʻaʻahu koa ma kahi kokoke i kēlā me kēia papa.Ua hoʻomaha ʻo ia me ka waiwai o nā haneli miliona mau kālā.
Loaʻa iā mākou nā alakaʻi mai nā ʻohana elite i hoʻokumu i ka ʻāina i ka wā o ke Kaua Honua II.E nānā i kēia lālā o ka ʻohana Roosevelt:
https://www.historynet.com/teddy-roosevelt-jr-the-officer-who-stormed-normandy-with-nothing-but-a-cane-and-a-pistol.htm
Hiki iā ʻoe ke noʻonoʻo i kekahi i loko o ka ʻohana *kekahi* o kā mākou hui ʻoihana a i ʻole kālai'āina e pae i Normandy?
ʻAʻole ʻo Hancock ma hope o ka Boston Tea Incident, no ka mea, e hoʻokūkū paha kēia moku me kāna kī?
Koe wale nō kou manaʻo, no ke aha ʻaʻohe kiʻi o Thomas Paine?Ma hope o kona hoʻomaopopo ʻana i ka poʻe ʻilihune he ʻokoʻa nā mea a paipai iā lākou e hakakā, e ʻeha a make no ka ʻokoʻa, no ke aha i lilo ai kona inoa i lepo?
ʻAʻohe o mākou "kipi", hoʻololi wale mākou i ka hoʻokele.Ke manaʻo nui nei au ua hoʻohana ʻo Hancock i ka hapa nui o kona manawa e inu ai i ke kī, a pēlā kekahi poʻe waiwai.E ʻimi i nā manawa no ka waiwai hou aku, e like me kā Anon 1970 i wehewehe ai… he mau haneli miliona, ʻeā?Manaʻo wau ʻaʻole kēia he ʻatikala e hoʻolei i kēia mau mea lapuwale.
Manaʻo wau e hiki iaʻu ke ʻike i kāu mau manaʻo ma kā mākou "hui aupuni i koho ʻia".He maikaʻi loa a pili pono.
Naʻaupō a papaʻu!ʻO ka mōʻaukala (a me ka moʻolelo moʻolelo, hiki iaʻu ke hoʻohui…) ʻo ia wale nō kekahi o nā aʻo a mākou e aʻo ai i ka hoʻāʻo ʻana e ʻike i nā pilikia he nui / pilikia / pohihihi i ke ola, me ka manaʻo maʻamau o ka "humanity" (ʻOiai ke kānalua nei au inā aia. he papa i loko… ʻaʻole maopopo loa).Nā manaʻoʻiʻo moʻomeheu / waiwai / loina a i ʻole kā mākou biology mua?ʻO ka "pilikia innate / nurture" i pale mau ʻia!ʻO ka mea pōʻino, ʻaʻole hiki i kekahi poʻe ke ʻae i ka noʻonoʻo ʻike ʻole a hahai i nā alakaʻi meaʻai a nā poʻe ʻē aʻe, a i ʻole ke aʻo ʻia ma mua o ka loaʻa ʻana o ka ʻōlelo i ko lākou ola.
Hōʻike ʻia kēia ʻōlelo he wahi kou i ke kūlana quo, ke kauoha pecking, ka pakuhi a Wolf, a me nā mea ʻē aʻe, akā…
ʻO ka poʻe Helene kahiko (ke kumu o ka hapa nui o kā mākou "manaʻo") hoʻopaʻapaʻa pau ʻole "he aha ke ola maikaʻi".ʻAʻole lākou manaʻoʻiʻo ua paʻa kekahi "kanaka".No ke aha mākou e hana ai i kēia?
E hoʻokomo iaʻu i ke kolamu NOT a me nā poʻe ma lalo, ʻoiai ʻaʻole wau i ʻino e like me ka hapa nui o nā poʻe.Pono e mālama ʻia, e like me ka hoʻololi ʻana i ke aniau a me kā mākou wehewehe ʻana i kēia manawa o ke "ola maikaʻi".
Ke noʻonoʻo nei au i kahi hoʻolālā barbell-he pitchfork lōʻihi a me ka noose ma kekahi ʻaoʻao;kaulahao a me ka berena keokeo ma kekahi.ʻAʻole ʻoe ʻike i ke ala a mākou e hele ai, akā ʻike mākou he ʻoi loa ia.
Aia kekahi pilikia, helu ʻia nā kelepona paʻa i nā waiwai a manaʻo ʻia he ʻāpana o ka waiwai pilikino.He kelepona hele
Ka manawa hoʻouna: Iulai-16-2021